{
  "slug": "loyalty-points-takeover",
  "title": "Points are money that nobody guards like money",
  "summary": "Loyalty balances are worth real money and protected like a newsletter signup. Why login MFA misses points theft, and what a signed redemption changes.",
  "lede": "A frequent flyer balance can be worth more than the contents of a current account, and it is usually protected by a password the member last changed in 2019. The theft does not happen at the login screen. It happens at redemption, which is the one place almost nobody looks.",
  "date": "2026-09-24",
  "reading_time": "19 min read",
  "category": "Consumer",
  "tags": [
    "loyalty account takeover",
    "points theft",
    "airline miles stolen",
    "redemption fraud",
    "account takeover",
    "consumer security"
  ],
  "image": "https://cdn.twc.sh/images/igcache/Loyalty%20Points%20Takeover/1200_630/blog.jpg",
  "url": "/blog/loyalty-points-takeover.html",
  "wordcount": 4721,
  "related": [
    "payee-add-is-the-transaction",
    "session-theft-aitm",
    "contact-center-voice-deepfake"
  ],
  "schema": "Article"
}