{
  "slug": "confirmation-of-payee",
  "title": "Confirmation of Payee checks the name on the account. It cannot check the name in your head.",
  "summary": "Confirmation of Payee cut misdirected payments. It cannot see intent or coercion, and under mandatory reimbursement that gap became a liability question.",
  "lede": "Confirmation of Payee is one of the more effective things UK payments has done in a decade, and it stops a class of loss that used to be routine. It also cannot help with the scam that now dominates the numbers, because that scam works by making the payer say the wrong name confidently. This is what the check proves, what it cannot, and what a bank can actually control once reimbursement is mandatory.",
  "date": "2026-09-29",
  "reading_time": "15 min read",
  "category": "Payments",
  "tags": [
    "Confirmation of Payee",
    "APP fraud",
    "authorised push payment",
    "PSR",
    "reimbursement",
    "payments",
    "scam warnings"
  ],
  "image": "https://cdn.twc.sh/images/igcache/Confirmation%20Of%20Payee/1200_630/blog.jpg",
  "url": "/blog/confirmation-of-payee.html",
  "wordcount": 3838,
  "related": [
    "app-fraud-reimbursement",
    "elder-fraud-second-signer",
    "payee-add-is-the-transaction"
  ],
  "schema": "Article"
}