{"slug":"agent-insurance-gap","title":"The agent insurance gap: $280B uninsured","summary":"Insurers will not underwrite what they cannot audit. The 2026 estimate of uninsured AI-agent exposure — and the audit-trail prerequisite the market is converging on.","lede":"Cyber insurers will not underwrite what they cannot audit. As of May 2026 we estimate $280B of expected-loss sits outside any contract.","date":"2026-05-04","reading_time":"5 min","category":"Research","tags":["insurance","Lloyds","cyber","agent E&O"],"image":"https://cdn.twc.sh/images/igcache/Agent%20Insurance%20Gap/1500_900/blog.jpg","url":"/blog/agent-insurance-gap.html","wordcount":640,"related":["agent-identity-insurance","audit-trail-design","cost-of-unverified-ai"],"schema":"NewsArticle"}