{
  "slug": "agent-chargeback-liability",
  "title": "\u201cMy agent did it\u201d \u2014 and why your chargeback evidence is now worthless.",
  "summary": "When an AI agent buys, the IP, device fingerprint, and navigation path you'd use to win a chargeback were generated by the agent, not a human. Liability is unresolved. Here's the evidence that holds.",
  "lede": "When an AI agent makes a purchase and the cardholder disputes it, the evidence merchants rely on to win \u2014 IP address, device fingerprint, navigation path \u2014 was generated by the agent, not a human. It proves nothing. Liability for agentic commerce is an unresolved storm, and right now the merchant eats it.",
  "date": "2026-06-15",
  "reading_time": "6 min read",
  "category": "Agents",
  "tags": [
    "agentic commerce",
    "chargebacks",
    "liability",
    "AI agents",
    "payments"
  ],
  "image": "https://cdn.twc.sh/images/igcache/Agent%20Chargeback%20Liability/1200_630/blog.jpg",
  "url": "/blog/agent-chargeback-liability.html",
  "wordcount": 560,
  "related": [
    "ap2-human-presence-gap",
    "prove-agent-authorized",
    "delegation-tokens-explained"
  ],
  "schema": "Article"
}